Financial planning for everyone

Mortgages

Finding the right mortgage for you can be tricky and confusing, which is why we make the process as easy as possible for you. We take the time to listen to your needs and then use our extensive network and years of experience to find the right mortgage for you to ensure you can call a house a home. Whether you’re a first time buyer looking to get on the property ladder or looking to release some equity and remortgage your home, you can rest assured you’re in safe hands at James & James.

FIRST TIME BUYERS

  • Hold your hand through the whole process
  • Face to Face/Zoom
  • Adverse Credit
  • Help to Buy
  • Gifted Deposit

REMORTGAGE

  • Capital Raise
  • £ for £ Re-mortgage
  • Debt Consolidation
  • Home Improvements
  • Raise Capital for Additional House Purchase
  • Product Transfer For a new deal with your current lender

MOVING HOME

  • Porting Mortgage
  • Additional Borrowing
  • Calculating Maximum Affordability
  • Access to Solicitors Panel

BUY TO LET

  • First Time Landlords
  • Portfolio Landlords
  • Raising Capital for Further Purchases
  • HMO’s

HOUSING SCHEMES

There are various Government schemes available to help you purchase your next home, whether this be your first home or the next home move you make.

  • Shared Ownership
  • Help to Buy
  • Equity Loan
  • Help to Buy ISA
  • Right to Buy

ADVERSE CREDIT

With access to many lenders and specialist mortgage clubs we can help you even if your credit history isn’t perfect.

  • Late/Missed Payments
  • No Credit History
  • CCJ’s/Defaults/IVA’s
  • Low Credit Score
  • Debt Management Plans

SPECIALIST MORTGAGES

However complex we can help you with your next mortgage

  • Self Employed/Company Director
  • Commercial Mortgage
  • Ex Pat Mortgage
  • Equity Release
  • Second Charge

How can we help?

Meeting

We are always happy to meet and discuss your situation.

Phone Call

Our team is always on ready at the end of the phone.

Ideas

We will use our years of industry experiences to come up with new ideas and options for you.

Get In Touch

Call us today on 01572 717048 or go to our contact page for more ways to get in touch